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Mortgage Checklist

The following information is usually required in conjunction with what is requested on the application:

  • Your driver's license or other acceptable form of identification
  • W-2s and tax returns for the last two years
  • Two most recent paystubs
  • Income statements or verification for any other types or sources of income including pension, SSI, etc
  • Leases/rental agreements for any rental units
  • Bank/investment/retirement statements for the last two months or last quarter
  • Written explanations for any known credit issues, high credit card balances and a copy of bankruptcy statement if applicable
  • Copy of full divorce decree if applicable
  • Copies of checks for last 12 months for family support payments if applicable

If you currently own Real Estate:

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)
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